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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $133,477 | $64,324+107.5% | $118,914+12.2% | $79,856+67.1% |
| Participation rate | 94.4% | 64.9%+29.6pp | 75.4%+19.0pp | 69.6%+24.8pp |
| Annual return | 3.87% | 86.45%-82.6pp | 35.89%-32.0pp | 31.71%-27.8pp |
| Employer contribution / active EE | $2,083 | $1,836+13.5% | $3,264-36.2% | $2,471-15.7% |
| Participant deferral / active EE | $2,657 | $2,824-5.9% | $4,266-37.7% | $3,741-29.0% |
| Admin fee / account holder | $10,145 | $4,040+151.1% | $6,582+54.1% | $5,306+91.2% |