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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,932 | $89,259+27.6% | $107,187+6.3% | $82,637+37.9% |
| Participation rate | 91.9% | 67.9%+24.0pp | 75.0%+16.9pp | 68.1%+23.8pp |
| Annual return | 5.41% | 21.02%-15.6pp | 204.55%-199.1pp | 53.51%-48.1pp |
| Employer contribution / active EE | $10,958 | $3,080+255.8% | $3,782+189.7% | $2,552+329.4% |
| Participant deferral / active EE | $8,322 | $4,037+106.1% | $5,096+63.3% | $4,126+101.7% |
| Admin fee / account holder | $9,136 | $7,381+23.8% | $9,162-0.3% | $7,339+24.5% |