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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,800 | $73,978+17.3% | $96,515-10.1% | $75,173+15.5% |
| Participation rate | 96.7% | 66.4%+30.2pp | 74.3%+22.3pp | 67.2%+29.5pp |
| Annual return | -6.57% | 26.72%-33.3pp | 35.73%-42.3pp | 160.72%-167.3pp |
| Employer contribution / active EE | $4,285 | $2,931+46.2% | $3,740+14.6% | $2,671+60.4% |
| Participant deferral / active EE | $8,542 | $3,660+133.4% | $4,880+75.0% | $4,126+107.0% |
| Admin fee / account holder | $5,997 | $5,219+14.9% | $6,735-11.0% | $5,651+6.1% |