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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,195 | $72,273-13.9% | $101,275-38.6% | $79,856-22.1% |
| Participation rate | 96.9% | 68.5%+28.4pp | 75.8%+21.1pp | 69.6%+27.2pp |
| Annual return | -6.79% | 22.30%-29.1pp | 46.48%-53.3pp | 31.71%-38.5pp |
| Employer contribution / active EE | $10,530 | $2,691+291.3% | $3,660+187.7% | $2,471+326.1% |
| Participant deferral / active EE | $8,086 | $3,282+146.4% | $4,371+85.0% | $3,741+116.2% |
| Admin fee / account holder | $10,298 | $4,401+134.0% | $5,948+73.1% | $5,306+94.1% |