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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,180 | $63,346-0.3% | $92,240-31.5% | $70,126-9.9% |
| Participation rate | 93.9% | 68.7%+25.2pp | 76.5%+17.4pp | 69.5%+24.3pp |
| Annual return | 13.45% | 530.19%-516.7pp | 176.29%-162.8pp | 73.15%-59.7pp |
| Employer contribution / active EE | $216 | $2,471-91.3% | $3,680-94.1% | $2,343-90.8% |
| Participant deferral / active EE | $4,200 | $2,854+47.2% | $3,897+7.8% | $3,332+26.1% |
| Admin fee / account holder | $1,558 | $3,841-59.4% | $5,194-70.0% | $4,645-66.5% |