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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,717 | $65,364+9.7% | $92,909-22.8% | $72,975-1.7% |
| Participation rate | 97.1% | 68.3%+28.8pp | 76.0%+21.1pp | 69.5%+27.7pp |
| Annual return | 5.81% | 42.11%-36.3pp | 109.44%-103.6pp | 81.01%-75.2pp |
| Employer contribution / active EE | $3,373 | $2,594+30.0% | $3,653-7.7% | $2,440+38.2% |
| Participant deferral / active EE | $7,164 | $3,128+129.0% | $4,238+69.0% | $3,608+98.6% |
| Admin fee / account holder | $7,366 | $4,251+73.3% | $5,795+27.1% | $5,124+43.8% |