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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,932 | $105,284+8.2% | $150,734-24.4% | $94,015+21.2% |
| Participation rate | 91.9% | 71.7%+20.2pp | 78.4%+13.4pp | 70.8%+21.1pp |
| Annual return | 5.41% | 15.67%-10.3pp | 600.81%-595.4pp | 17.84%-12.4pp |
| Employer contribution / active EE | $10,958 | $3,599+204.5% | $4,918+122.8% | $2,790+292.7% |
| Participant deferral / active EE | $8,322 | $4,274+94.7% | $5,610+48.3% | $4,249+95.8% |
| Admin fee / account holder | $9,136 | $9,839-7.1% | $14,905-38.7% | $8,951+2.1% |