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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,932 | $88,672+28.5% | $105,223+8.3% | $82,448+38.2% |
| Participation rate | 91.9% | 67.9%+24.0pp | 75.0%+16.8pp | 68.1%+23.8pp |
| Annual return | 5.41% | 30.86%-25.4pp | 180.65%-175.2pp | 41.64%-36.2pp |
| Employer contribution / active EE | $10,958 | $3,048+259.5% | $3,689+197.1% | $2,551+329.6% |
| Participant deferral / active EE | $8,322 | $4,036+106.2% | $5,072+64.1% | $4,139+101.0% |
| Admin fee / account holder | $9,136 | $7,146+27.8% | $8,859+3.1% | $7,234+26.3% |