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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,932 | $93,345+22.1% | $119,126-4.4% | $87,485+30.2% |
| Participation rate | 91.9% | 68.7%+23.2pp | 75.8%+16.1pp | 68.9%+23.0pp |
| Annual return | 5.41% | 19.08%-13.7pp | 282.11%-276.7pp | 26.06%-20.6pp |
| Employer contribution / active EE | $10,958 | $3,172+245.5% | $4,034+171.7% | $2,596+322.1% |
| Participant deferral / active EE | $8,322 | $4,099+103.0% | $5,318+56.5% | $4,274+94.7% |
| Admin fee / account holder | $9,136 | $8,039+13.6% | $10,693-14.6% | $7,775+17.5% |