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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,252 | $111,535-40.6% | $105,223-37.0% | $137,256-51.7% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 80.0%+20.0pp |
| Annual return | 9.71% | 237.85%-228.1pp | 180.65%-170.9pp | 220.34%-210.6pp |
| Employer contribution / active EE | $11,989 | $3,939+204.3% | $3,689+225.0% | $4,156+188.5% |
| Participant deferral / active EE | $4,342 | $5,500-21.0% | $5,072-14.4% | $6,407-32.2% |
| Admin fee / account holder | $6,122 | $9,721-37.0% | $8,859-30.9% | $12,270-50.1% |