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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,411 | $115,810-72.9% | $101,271-69.0% | $158,966-80.2% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.8%+24.2pp | 82.0%+18.0pp |
| Annual return | 14.20% | 56.15%-42.0pp | 46.48%-32.3pp | 302.95%-288.8pp |
| Employer contribution / active EE | $8,018 | $4,175+92.0% | $3,660+119.1% | $4,762+68.4% |
| Participant deferral / active EE | $3,844 | $4,958-22.5% | $4,371-12.0% | $5,983-35.7% |
| Admin fee / account holder | $368 | $7,248-94.9% | $5,948-93.8% | $11,250-96.7% |