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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,320 | $107,353-79.2% | $92,903-76.0% | $152,885-85.4% |
| Participation rate | 100.0% | 79.8%+20.2pp | 76.0%+24.0pp | 82.5%+17.5pp |
| Annual return | 13.45% | 145.62%-132.2pp | 109.43%-96.0pp | 345.39%-331.9pp |
| Employer contribution / active EE | $7,234 | $4,222+71.3% | $3,653+98.0% | $4,763+51.9% |
| Participant deferral / active EE | $5,285 | $4,848+9.0% | $4,238+24.7% | $5,851-9.7% |
| Admin fee / account holder | $2,666 | $7,081-62.4% | $5,795-54.0% | $11,598-77.0% |