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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $125,332 | $84,685+48.0% | $73,836+69.7% | $125,3890% |
| Participation rate | 100.0% | 76.8%+23.2pp | 73.4%+26.6pp | 83.2%+16.8pp |
| Annual return | -3.03% | 3123.80%-3126.8pp | 2268.06%-2271.1pp | 282.24%-285.3pp |
| Employer contribution / active EE | $6,538 | $3,123+109.3% | $2,787+134.5% | $4,866+34.4% |
| Participant deferral / active EE | $5,799 | $3,993+45.3% | $3,583+61.9% | $5,352+8.4% |
| Admin fee / account holder | $5,072 | $5,694-10.9% | $4,882+3.9% | $9,541-46.8% |