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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $152,554 | $103,038+48.1% | $90,324+68.9% | $152,909-0.2% |
| Participation rate | 95.8% | 75.9%+20.0pp | 73.3%+22.6pp | 82.5%+13.4pp |
| Annual return | 10.35% | 95.25%-84.9pp | 78.15%-67.8pp | 345.46%-335.1pp |
| Employer contribution / active EE | $10,618 | $3,141+238.1% | $2,856+271.8% | $4,764+122.9% |
| Participant deferral / active EE | $6,689 | $4,282+56.2% | $3,885+72.2% | $5,851+14.3% |
| Admin fee / account holder | $3,568 | $6,177-42.2% | $5,356-33.4% | $11,601-69.2% |