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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $151,012 | $99,011+52.5% | $86,582+74.4% | $147,586+2.3% |
| Participation rate | 95.8% | 76.3%+19.5pp | 73.5%+22.3pp | 82.8%+13.0pp |
| Annual return | 10.71% | 1312.75%-1302.0pp | 965.08%-954.4pp | 578.59%-567.9pp |
| Employer contribution / active EE | $10,016 | $3,132+219.8% | $2,839+252.7% | $4,876+105.4% |
| Participant deferral / active EE | $5,488 | $3,972+38.2% | $3,609+52.1% | $5,439+0.9% |
| Admin fee / account holder | $11,840 | $5,709+107.4% | $4,904+141.4% | $10,886+8.8% |