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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,422 | $90,607+45.0% | $79,467+65.4% | $135,380-2.9% |
| Participation rate | 100.0% | 76.0%+24.0pp | 73.3%+26.7pp | 82.6%+17.4pp |
| Annual return | -1.97% | 977.74%-979.7pp | 718.30%-720.3pp | 519.81%-521.8pp |
| Employer contribution / active EE | $1,885 | $3,068-38.5% | $2,800-32.7% | $4,779-60.5% |
| Participant deferral / active EE | $6,711 | $4,050+65.7% | $3,704+81.2% | $5,609+19.7% |
| Admin fee / account holder | $19,388 | $5,895+228.9% | $5,104+279.9% | $10,828+79.1% |