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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,705 | $58,275+23.0% | $81,844-12.4% | $80,935-11.4% |
| Participation rate | 36.0% | 63.5%-27.5pp | 72.4%-36.4pp | 67.7%-31.7pp |
| Annual return | 11.21% | 41.82%-30.6pp | 778.87%-767.7pp | 35.66%-24.5pp |
| Employer contribution / active EE | $336 | $2,346-85.7% | $2,916-88.5% | $2,757-87.8% |
| Participant deferral / active EE | $1,853 | $3,285-43.6% | $4,323-57.1% | $4,299-56.9% |
| Admin fee / account holder | $7,068 | $4,749+48.8% | $7,355-3.9% | $6,924+2.1% |