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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,520 | $49,177+37.3% | $79,466-15.0% | $64,173+5.2% |
| Participation rate | 33.3% | 65.0%-31.7pp | 73.3%-40.0pp | 69.6%-36.2pp |
| Annual return | -7.62% | -1.16%-6.5pp | 718.28%-725.9pp | 7.63%-15.3pp |
| Employer contribution / active EE | $944 | $2,076-54.5% | $2,800-66.3% | $2,381-60.3% |
| Participant deferral / active EE | $2,454 | $2,821-13.0% | $3,704-33.7% | $3,470-29.3% |
| Admin fee / account holder | $17,607 | $3,839+358.7% | $5,104+245.0% | $4,887+260.3% |