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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,944 | $60,128+34.6% | $90,440-10.5% | $79,852+1.4% |
| Participation rate | 33.3% | 65.0%-31.7pp | 72.7%-39.4pp | 69.6%-36.3pp |
| Annual return | 14.46% | 71.95%-57.5pp | 1294.38%-1279.9pp | 31.72%-17.3pp |
| Employer contribution / active EE | $871 | $2,068-57.9% | $3,263-73.3% | $2,471-64.8% |
| Participant deferral / active EE | $2,016 | $2,939-31.4% | $3,964-49.1% | $3,740-46.1% |
| Admin fee / account holder | $7,079 | $3,977+78.0% | $5,615+26.1% | $5,306+33.4% |