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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $149,080 | $108,825+37.0% | $156,181-4.5% | $82,448+80.8% |
| Participation rate | 93.9% | 72.4%+21.6pp | 78.8%+15.1pp | 68.1%+25.9pp |
| Annual return | 12.39% | 20.59%-8.2pp | 64.87%-52.5pp | 41.64%-29.3pp |
| Employer contribution / active EE | $2,403 | $2,870-16.3% | $4,294-44.0% | $2,551-5.8% |
| Participant deferral / active EE | $7,762 | $4,577+69.6% | $6,132+26.6% | $4,139+87.5% |
| Admin fee / account holder | $34,533 | $9,341+269.7% | $14,586+136.8% | $7,234+377.3% |