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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,012 | $91,559+30.0% | $133,971-11.2% | $79,852+49.0% |
| Participation rate | 94.3% | 73.3%+20.9pp | 79.8%+14.4pp | 69.6%+24.6pp |
| Annual return | 11.71% | 61.85%-50.1pp | 45.09%-33.4pp | 31.72%-20.0pp |
| Employer contribution / active EE | $5,372 | $2,384+125.4% | $3,919+37.1% | $2,471+117.4% |
| Participant deferral / active EE | $6,438 | $3,734+72.4% | $5,047+27.6% | $3,740+72.1% |
| Admin fee / account holder | $6,809 | $6,321+7.7% | $8,929-23.7% | $5,306+28.3% |