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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,196 | $83,485+20.0% | $125,180-20.0% | $72,983+37.3% |
| Participation rate | 94.3% | 73.3%+21.0pp | 79.8%+14.5pp | 69.5%+24.8pp |
| Annual return | 23.32% | 25.78%-2.5pp | 43.79%-20.5pp | 81.01%-57.7pp |
| Employer contribution / active EE | $1,415 | $2,346-39.7% | $3,866-63.4% | $2,440-42.0% |
| Participant deferral / active EE | $6,047 | $3,586+68.7% | $4,937+22.5% | $3,608+67.6% |
| Admin fee / account holder | $3,151 | $5,518-42.9% | $9,703-67.5% | $5,124-38.5% |