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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,634 | $154,159-68.5% | $130,026-62.6% | $139,456-65.1% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.5%+21.5pp | 80.3%+19.7pp |
| Annual return | 0.96% | 32.50%-31.5pp | -137.26%+138.2pp | 373.45%-372.5pp |
| Employer contribution / active EE | $2,711 | $5,292-48.8% | $4,321-37.3% | $4,753-43.0% |
| Participant deferral / active EE | $4,652 | $6,710-30.7% | $5,821-20.1% | $6,711-30.7% |
| Admin fee / account holder | $3,473 | $14,001-75.2% | $10,608-67.3% | $11,407-69.6% |