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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,851 | $115,917-55.3% | $100,535-48.4% | $158,982-67.4% |
| Participation rate | 100.0% | 81.6%+18.4pp | 79.4%+20.6pp | 82.0%+18.0pp |
| Annual return | 4.06% | 34.80%-30.7pp | 30.90%-26.8pp | 302.99%-298.9pp |
| Employer contribution / active EE | $2,876 | $4,105-29.9% | $3,419-15.9% | $4,763-39.6% |
| Participant deferral / active EE | $7,168 | $6,677+7.4% | $6,271+14.3% | $5,983+19.8% |
| Admin fee / account holder | $49,875 | $11,002+353.3% | $8,085+516.9% | $11,252+343.3% |