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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,851 | $115,901-55.3% | $100,525-48.4% | $158,931-67.4% |
| Participation rate | 100.0% | 81.6%+18.4pp | 79.4%+20.6pp | 82.0%+18.0pp |
| Annual return | 4.06% | 34.80%-30.7pp | 30.89%-26.8pp | 302.86%-298.8pp |
| Employer contribution / active EE | $2,876 | $4,104-29.9% | $3,418-15.9% | $4,761-39.6% |
| Participant deferral / active EE | $7,168 | $6,675+7.4% | $6,270+14.3% | $5,982+19.8% |
| Admin fee / account holder | $49,875 | $10,998+353.5% | $8,082+517.1% | $11,247+343.5% |