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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,411 | $107,941-17.2% | $91,994-2.8% | $152,909-41.5% |
| Participation rate | 100.0% | 81.2%+18.8pp | 78.6%+21.4pp | 82.5%+17.5pp |
| Annual return | 3.10% | 89.28%-86.2pp | 69.04%-65.9pp | 345.46%-342.4pp |
| Employer contribution / active EE | $534 | $4,212-87.3% | $3,453-84.5% | $4,764-88.8% |
| Participant deferral / active EE | $10,336 | $6,366+62.4% | $5,924+74.5% | $5,851+76.6% |
| Admin fee / account holder | $8,488 | $10,521-19.3% | $7,744+9.6% | $11,601-26.8% |