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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,925 | $105,856-9.4% | $90,161+6.4% | $147,586-35.0% |
| Participation rate | 100.0% | 79.7%+20.3pp | 76.9%+23.1pp | 82.8%+17.2pp |
| Annual return | 5.55% | 37.63%-32.1pp | 34.89%-29.3pp | 578.59%-573.0pp |
| Employer contribution / active EE | $3,747 | $4,126-9.2% | $3,318+12.9% | $4,876-23.2% |
| Participant deferral / active EE | $11,962 | $5,733+108.7% | $5,287+126.2% | $5,439+119.9% |
| Admin fee / account holder | $74,620 | $8,046+827.4% | $5,943+1155.5% | $10,886+585.5% |