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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $375,770 | $76,551+390.9% | $123,894+203.3% | $62,881+497.6% |
| Participation rate | 93.8% | 73.0%+20.8pp | 81.4%+12.3pp | 69.3%+24.4pp |
| Annual return | 5.96% | 18.68%-12.7pp | 47.52%-41.6pp | 20.14%-14.2pp |
| Employer contribution / active EE | $15,438 | $2,882+435.6% | $4,617+234.4% | $2,281+576.8% |
| Participant deferral / active EE | $11,109 | $4,840+129.5% | $5,984+85.6% | $3,203+246.8% |
| Admin fee / account holder | $61,747 | $4,826+1179.5% | $8,357+638.8% | $4,296+1337.4% |