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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $394,190 | $77,817+406.6% | $123,553+219.0% | $64,173+514.3% |
| Participation rate | 95.3% | 74.7%+20.6pp | 82.3%+13.0pp | 69.6%+25.7pp |
| Annual return | -7.37% | 12.49%-19.9pp | 119.21%-126.6pp | 7.63%-15.0pp |
| Employer contribution / active EE | $15,026 | $3,014+398.5% | $4,628+224.7% | $2,381+531.1% |
| Participant deferral / active EE | $10,074 | $5,240+92.3% | $6,426+56.8% | $3,470+190.4% |
| Admin fee / account holder | $15,486 | $5,519+180.6% | $9,284+66.8% | $4,887+216.8% |