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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $443,584 | $85,766+417.2% | $136,298+225.5% | $70,126+532.6% |
| Participation rate | 92.8% | 74.2%+18.6pp | 81.9%+10.8pp | 69.5%+23.2pp |
| Annual return | 14.08% | 31.46%-17.4pp | 5156.27%-5142.2pp | 73.15%-59.1pp |
| Employer contribution / active EE | $14,335 | $2,966+383.3% | $4,696+205.3% | $2,343+512.0% |
| Participant deferral / active EE | $10,954 | $5,051+116.9% | $6,247+75.3% | $3,332+228.8% |
| Admin fee / account holder | $14,668 | $5,421+170.6% | $9,244+58.7% | $4,645+215.7% |