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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $393,801 | $72,177+445.6% | $115,038+242.3% | $59,633+560.4% |
| Participation rate | 95.1% | 72.6%+22.5pp | 81.4%+13.7pp | 68.7%+26.4pp |
| Annual return | 1.05% | 12.02%-11.0pp | 26.14%-25.1pp | 2041.45%-2040.4pp |
| Employer contribution / active EE | $14,942 | $2,841+425.9% | $4,608+224.3% | $2,203+578.4% |
| Participant deferral / active EE | $11,957 | $4,783+150.0% | $6,026+98.4% | $3,192+274.6% |
| Admin fee / account holder | $42,624 | $4,927+765.1% | $8,175+421.4% | $4,297+892.0% |