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| Provider | Service type | Compensation |
|---|---|---|
MORGAN STANLEY SMITH BARNEY3 years Filed as: MORGAN STANLEY SMITH BARNEY LLC Service code 26 · EIN 20-8764829 | Advisory (Participants) | $11,075 |
FIDELITY INVESTMENTS INSTITUTIONAL10+ years Service code 37 · EIN 04-2647786 | Loan Processing | $7,692 |
Employer contribution per participant is in the bottom quintile of the peer cohort.
Annual investment return is in the bottom quintile of the peer cohort.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,848 | $77,569+32.6% | $115,599-11.0% | $64,097+60.5% |
| Participation rate | 95.5% | 60.7%+34.8pp | 74.3%+21.2pp | 55.2%+40.3pp |
| Annual return | 2.82% | 18.52%-15.7pp | 111.10%-108.3pp | 34.64%-31.8pp |
| Employer contribution / active EE | $192 | $1,915-90.0% | $2,955-93.5% | $1,891-89.8% |
| Participant deferral / active EE | $1,921 | $3,327-42.3% | $4,889-60.7% | $3,080-37.6% |
| Admin fee / account holder | $104 | $4,470-97.7% | $12,841-99.2% | $3,454-97.0% |