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| Provider | Service type | Compensation |
|---|---|---|
MORGAN STANLEY SMITH BARNEY1+ years Service code 61 HARBORSIDE FINANCIAL CTR PLAZA 2 · JERSEY CITY, NJ 07311 | Finders' fees / placement fees | $51,037 |
NATIONAL FINANCIAL SERVICES1+ years Filed as: NATIONAL FINANCIAL SERVICES LLC Service code 61 · EIN 04-3523567 | Finders' fees / placement fees | $50,252 |
Filed as: MASSACHUSETTS MUTUAL LIFE INSURANCE Service code 52 · EIN 04-1590850 | Indirect Investment Fees | $11,101 |
Service code 60 · EIN 04-2647786 | Sub-TA Fees | $0 |
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,422 | $56,640-3.9% | $78,002-30.2% | $55,167-1.4% |
| Participation rate | 93.8% | 73.3%+20.4pp | 75.5%+18.2pp | 69.0%+24.8pp |
| Annual return | 8.41% | 2868.48%-2860.1pp | 425.99%-417.6pp | 169.23%-160.8pp |
| Employer contribution / active EE | $412 | $1,724-76.1% | $2,470-83.3% | $1,963-79.0% |
| Participant deferral / active EE | $4,276 | $2,778+53.9% | $3,497+22.3% | $3,054+40.0% |
| Admin fee / account holder | $112 | $467-76.0% | $5,481-98.0% | $504-77.8% |