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| Provider | Service type | Compensation |
|---|---|---|
MORGAN STANLEY SMITH BARNEY2 years Filed as: MORGAN STANLEY SMITH BARNEY LLC Service code 26 · EIN 20-8764829 | Advisory (Participants) | $35,604 |
Service code 37 · EIN 04-2647786 | Loan Processing | $26,226 |
PENSION ASSURANCE LLP8 years Service code 10 · EIN 30-0840934 | Accounting | $9,000 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,231 | $78,562+21.2% | $105,608-9.8% | $74,429+27.9% |
| Participation rate | 95.0% | 72.8%+22.2pp | 75.3%+19.7pp | 67.2%+27.8pp |
| Annual return | 23.20% | 15.94%+7.3pp | 116.50%-93.3pp | 1368.38%-1345.2pp |
| Employer contribution / active EE | $773 | $2,521-69.3% | $3,167-75.6% | $2,625-70.5% |
| Participant deferral / active EE | $7,734 | $4,321+79.0% | $5,010+54.4% | $4,348+77.9% |
| Admin fee / account holder | $435 | $2,217-80.4% | $11,028-96.1% | $1,944-77.7% |