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| Provider | Service type | Compensation |
|---|---|---|
MORGAN STANLEY SMITH BARNEY4+ years Service code 55 · EIN 26-4310632 | Other Commissions | $23,155 |
Service code 37 · EIN 04-2647786 | Loan Processing | $2,538 |
Annual investment return is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,910 | $66,319+0.9% | $93,621-28.5% | $65,185+2.6% |
| Participation rate | 91.9% | 74.0%+17.9pp | 75.8%+16.1pp | 70.2%+21.7pp |
| Annual return | 4.91% | 42.59%-37.7pp | 32.76%-27.8pp | 29.38%-24.5pp |
| Employer contribution / active EE | $487 | $2,013-75.8% | $2,719-82.1% | $2,177-77.6% |
| Participant deferral / active EE | $4,903 | $3,343+46.7% | $4,070+20.5% | $3,514+39.5% |
| Admin fee / account holder | $16 | $6,900-99.8% | $7,890-99.8% | $847-98.1% |