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| Provider | Service type | Compensation |
|---|---|---|
Filed as: MERRILL LYNCH PIERCE FENNER & Service code 61 · EIN 13-5674085 | Finders' fees / placement fees | $0 |
MORGAN STANLEY SMITH BARNEY2 years Service code 61 · EIN 26-4310632 | Finders' fees / placement fees | $0 |
Service code 37 · EIN 04-2647786 | Loan Processing | -$3,267 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,602 | $55,636+32.3% | $81,982-10.2% | $73,497+0.1% |
| Participation rate | 51.5% | 62.3%-10.8pp | 69.3%-17.8pp | 70.7%-19.2pp |
| Annual return | 16.89% | 19.07%-2.2pp | 41.31%-24.4pp | 28.51%-11.6pp |
| Employer contribution / active EE | $959 | $1,625-41.0% | $2,498-61.6% | $2,270-57.8% |
| Participant deferral / active EE | $3,842 | $2,762+39.1% | $3,722+3.2% | $3,740+2.7% |
| Admin fee / account holder | -$21 | $493-104.3% | $5,665-100.4% | $513-104.2% |