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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $900 |
ROYAL ALLIANCE ASSOCIATES INC1+ years Service code 61 · EIN 93-0987232 | Finders' fees / placement fees | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,398 | $46,745+76.3% | $60,547+36.1% | $52,331+57.5% |
| Participation rate | 56.6% | 58.6%-2.0pp | 68.0%-11.4pp | 68.1%-11.5pp |
| Annual return | 3.61% | 0.61%+3.0pp | 335.64%-332.0pp | 4.54%-0.9pp |
| Employer contribution / active EE | $900 | $1,259-28.5% | $2,419-62.8% | $1,882-52.2% |
| Participant deferral / active EE | $3,580 | $2,145+66.9% | $3,328+7.6% | $3,022+18.5% |
| Admin fee / account holder | $7 | $537-98.7% | $4,536-99.8% | $592-98.8% |