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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $1,450 |
ROYAL ALLIANCE ASSOCIATES INC3+ years Service code 61 · EIN 93-0987232 | Finders' fees / placement fees | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,291 | $46,297+64.8% | $71,671+6.4% | $62,293+22.5% |
| Participation rate | 53.3% | 60.6%-7.3pp | 68.7%-15.4pp | 69.5%-16.2pp |
| Annual return | 16.16% | 22.32%-6.2pp | 20.65%-4.5pp | 28.90%-12.7pp |
| Employer contribution / active EE | $1,088 | $1,412-22.9% | $2,460-55.8% | $2,042-46.7% |
| Participant deferral / active EE | $3,924 | $2,235+75.5% | $3,438+14.1% | $3,169+23.8% |
| Admin fee / account holder | $11 | $461-97.6% | $5,558-99.8% | $479-97.7% |