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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $1,250 |
ROYAL ALLIANCE ASSOCIATES INC2+ years Service code 61 · EIN 93-0987232 | Finders' fees / placement fees | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,547 | $44,425+72.3% | $67,834+12.8% | $55,167+38.8% |
| Participation rate | 60.0% | 59.7%+0.3pp | 68.8%-8.8pp | 69.0%-9.0pp |
| Annual return | 4.89% | 17.80%-12.9pp | 138.47%-133.6pp | 169.23%-164.3pp |
| Employer contribution / active EE | $1,225 | $1,351-9.4% | $2,403-49.0% | $1,963-37.6% |
| Participant deferral / active EE | $4,549 | $2,166+110.1% | $3,160+44.0% | $3,054+49.0% |
| Admin fee / account holder | $9 | $530-98.2% | $4,622-99.8% | $504-98.1% |