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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $218,718 | $197,637+10.7% | $177,848+23.0% | $158,982+37.6% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.7%+12.3pp | 82.0%+18.0pp |
| Annual return | 4.67% | 58.77%-54.1pp | 48.33%-43.7pp | 302.99%-298.3pp |
| Employer contribution / active EE | $6,500 | $6,698-3.0% | $5,919+9.8% | $4,763+36.5% |
| Participant deferral / active EE | $3,630 | $8,405-56.8% | $7,714-52.9% | $5,983-39.3% |
| Admin fee / account holder | $14,031 | $15,406-8.9% | $12,431+12.9% | $11,252+24.7% |