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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $277,566 | $153,769+80.5% | $133,975+107.2% | $273,972+1.3% |
| Participation rate | 100.0% | 88.4%+11.6pp | 87.1%+12.9pp | 83.0%+17.0pp |
| Annual return | 2.94% | 36.51%-33.6pp | 29.29%-26.3pp | 41.46%-38.5pp |
| Employer contribution / active EE | $6,000 | $6,029-0.5% | $5,211+15.1% | $4,869+23.2% |
| Participant deferral / active EE | $2,730 | $6,958-60.8% | $6,282-56.5% | $5,287-48.4% |
| Admin fee / account holder | $3,000 | $11,765-74.5% | $9,324-67.8% | $10,133-70.4% |