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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $234,917 | $184,000+27.7% | $162,185+44.8% | $152,909+53.6% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.6%+12.4pp | 82.5%+17.5pp |
| Annual return | 4.79% | 150.80%-146.0pp | 115.61%-110.8pp | 345.46%-340.7pp |
| Employer contribution / active EE | $5,500 | $6,370-13.7% | $5,613-2.0% | $4,764+15.5% |
| Participant deferral / active EE | $4,200 | $8,033-47.7% | $7,297-42.4% | $5,851-28.2% |
| Admin fee / account holder | $10,898 | $13,124-17.0% | $10,844+0.5% | $11,601-6.1% |