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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $241,950 | $227,291+6.4% | $214,702+12.7% | $155,188+55.9% |
| Participation rate | 100.0% | 88.0%+12.0pp | 87.5%+12.5pp | 80.8%+19.2pp |
| Annual return | 6.57% | 60.08%-53.5pp | 54.55%-48.0pp | 148.84%-142.3pp |
| Employer contribution / active EE | $7,222 | $6,772+6.7% | $6,461+11.8% | $4,248+70.0% |
| Participant deferral / active EE | $6,213 | $9,582-35.2% | $9,147-32.1% | $6,531-4.9% |
| Admin fee / account holder | $1,164 | $20,413-94.3% | $19,830-94.1% | $14,480-92.0% |