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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $132,951 | $72,269+84.0% | $101,271+31.3% | $79,852+66.5% |
| Participation rate | 76.3% | 68.5%+7.9pp | 75.8%+0.5pp | 69.6%+6.7pp |
| Annual return | 0.07% | 22.29%-22.2pp | 46.48%-46.4pp | 31.72%-31.7pp |
| Employer contribution / active EE | $6,031 | $2,692+124.1% | $3,660+64.8% | $2,471+144.1% |
| Participant deferral / active EE | $2,663 | $3,282-18.9% | $4,371-39.1% | $3,740-28.8% |
| Admin fee / account holder | $13,205 | $4,401+200.0% | $5,948+122.0% | $5,306+148.9% |