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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,771,424 | $57,352+2988.7% | $83,830+2013.1% | $64,173+2660.4% |
| Participation rate | 0.0% | 68.6%-68.6pp | 76.1%-76.1pp | 69.6%-69.6pp |
| Annual return | 6.17% | 11.38%-5.2pp | 850.97%-844.8pp | 7.63%-1.5pp |
| Employer contribution / active EE | $2,338 | $2,546-8.1% | $3,631-35.6% | $2,381-1.8% |
| Participant deferral / active EE | $5,317 | $2,993+77.6% | $4,082+30.3% | $3,470+53.2% |
| Admin fee / account holder | $30,090 | $4,046+643.7% | $5,479+449.2% | $4,887+515.7% |