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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $197,432 | $63,346+211.7% | $92,240+114.0% | $70,126+181.5% |
| Participation rate | 75.0% | 68.7%+6.3pp | 76.5%-1.5pp | 69.5%+5.5pp |
| Annual return | 6.69% | 530.19%-523.5pp | 176.29%-169.6pp | 73.15%-66.5pp |
| Employer contribution / active EE | $1,828 | $2,471-26.0% | $3,680-50.3% | $2,343-22.0% |
| Participant deferral / active EE | $4,297 | $2,854+50.6% | $3,897+10.3% | $3,332+29.0% |
| Admin fee / account holder | $5,058 | $3,841+31.7% | $5,194-2.6% | $4,645+8.9% |