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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $182,668 | $56,894+221.1% | $84,753+115.5% | $62,881+190.5% |
| Participation rate | 83.3% | 68.5%+14.8pp | 76.6%+6.7pp | 69.3%+14.0pp |
| Annual return | 0.10% | 6.30%-6.2pp | 22.78%-22.7pp | 20.14%-20.0pp |
| Employer contribution / active EE | $2,364 | $2,400-1.5% | $3,574-33.9% | $2,281+3.6% |
| Participant deferral / active EE | $6,728 | $2,709+148.4% | $3,712+81.3% | $3,203+110.1% |
| Admin fee / account holder | $2,801 | $3,581-21.8% | $5,333-47.5% | $4,296-34.8% |