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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,923,106 | $61,166+3044.1% | $185,849+934.8% | $79,391+2322.3% |
| Participation rate | 0.0% | 66.6%-66.6pp | 81.7%-81.7pp | 70.7%-70.7pp |
| Annual return | 14.75% | 19.45%-4.7pp | 122.10%-107.3pp | 116.88%-102.1pp |
| Employer contribution / active EE | $10,676 | $2,321+360.0% | $5,169+106.6% | $2,428+339.7% |
| Participant deferral / active EE | $7,138 | $2,789+156.0% | $5,569+28.2% | $4,046+76.4% |
| Admin fee / account holder | $76,472 | $710+10674.8% | $16,244+370.8% | $627+12105.9% |