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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $308,045 | $85,171+261.7% | $172,753+78.3% | $72,976+322.1% |
| Participation rate | 95.4% | 70.1%+25.3pp | 82.6%+12.8pp | 69.5%+25.9pp |
| Annual return | 18.00% | 27.32%-9.3pp | 803.00%-785.0pp | 81.02%-63.0pp |
| Employer contribution / active EE | $10,552 | $3,324+217.4% | $5,144+105.1% | $2,440+332.4% |
| Participant deferral / active EE | $7,614 | $3,260+133.6% | $5,198+46.5% | $3,608+111.1% |
| Admin fee / account holder | $21,269 | $5,880+261.7% | $13,956+52.4% | $5,124+315.1% |