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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $260,231 | $75,962+242.6% | $154,108+68.9% | $64,173+305.5% |
| Participation rate | 97.8% | 70.4%+27.4pp | 83.0%+14.7pp | 69.6%+28.2pp |
| Annual return | -1.40% | 30.32%-31.7pp | 735.21%-736.6pp | 7.63%-9.0pp |
| Employer contribution / active EE | $19,243 | $3,350+474.4% | $5,298+263.2% | $2,381+708.2% |
| Participant deferral / active EE | $7,301 | $3,175+130.0% | $5,081+43.7% | $3,470+110.4% |
| Admin fee / account holder | $16,470 | $5,589+194.7% | $13,411+22.8% | $4,887+237.0% |