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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $345,016 | $91,198+278.3% | $178,503+93.3% | $79,856+332.0% |
| Participation rate | 97.8% | 69.2%+28.6pp | 81.9%+15.9pp | 69.6%+28.2pp |
| Annual return | 18.21% | 24.20%-6.0pp | 151.12%-132.9pp | 31.71%-13.5pp |
| Employer contribution / active EE | $10,073 | $3,257+209.3% | $5,011+101.0% | $2,471+307.6% |
| Participant deferral / active EE | $7,490 | $3,237+131.4% | $5,202+44.0% | $3,741+100.2% |
| Admin fee / account holder | $11,778 | $6,748+74.5% | $13,987-15.8% | $5,306+122.0% |