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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $248,405 | $67,602+267.5% | $82,312+201.8% | $70,126+254.2% |
| Participation rate | 92.0% | 72.8%+19.2pp | 76.9%+15.1pp | 69.5%+22.5pp |
| Annual return | 9.91% | 21.57%-11.7pp | 25.88%-16.0pp | 73.15%-63.2pp |
| Employer contribution / active EE | $9,909 | $1,755+464.6% | $2,428+308.1% | $2,343+323.0% |
| Participant deferral / active EE | $5,959 | $2,987+99.5% | $3,706+60.8% | $3,332+78.9% |
| Admin fee / account holder | $4,902 | $4,512+8.7% | $5,608-12.6% | $4,645+5.5% |