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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $489,332 | $134,817+263.0% | $123,973+294.7% | $155,188+215.3% |
| Participation rate | 95.8% | 79.4%+16.4pp | 76.7%+19.2pp | 80.8%+15.0pp |
| Annual return | 8.28% | 515.49%-507.2pp | 388.13%-379.9pp | 148.84%-140.6pp |
| Employer contribution / active EE | $12,561 | $4,425+183.9% | $4,126+204.5% | $4,248+195.7% |
| Participant deferral / active EE | $8,899 | $5,706+56.0% | $5,247+69.6% | $6,531+36.3% |
| Admin fee / account holder | $25,692 | $13,245+94.0% | $11,799+117.7% | $14,480+77.4% |